BASIT MASOOD

Head of Product Design

Head of Product Design with 8+ years in fintech, specializing in digital banking products for SMEs and emerging markets. Deep experience across Islamic banking (ADIB — 1M+ app users, Euromoney "Best Bank for Consumers"), neobanking (SadaPay — 0→4M+ users, $50M acquisition), and AI-powered financial products (ZAR, a16z-backed). Built and led design teams of up to 12, created production design systems with tokens connected to code — most recently a research-first system designed for AI agents as primary users: agents consume it, generate screens from it, and extend it autonomously. Engineering background enables fluent collaboration across product, engineering, and compliance. Products I've designed have raised $90M+ in funding.

Experience
ZAR — Head of Product Design
Nov 2024 – Present · Dubai
Founding designer at a Solana-powered digital dollar wallet for emerging markets, serving consumers, freelancers, and SME merchants (a16z crypto, Dragonfly, Coinbase Ventures, VanEck, Solana Ventures · $20M total raised)
  • Validated product-market fit through on-ground surveys, interviews with freelancers, remittance centers, and receivers—uncovered that people hold foreign currency in physical cash to hedge inflation, and that 65%+ of Pakistan's crypto trades are USDT with no legal fiat off-ramp. Findings shaped ZAR's core product direction.
  • Led the full brand-to-product pipeline: translated Ragged Edge's (London) brand guidelines into a complete product design language—screens, components, interactions, and design system—then worked closely with engineers to ship it into production within weeks
  • Built Techtonic design system (670+ components, 37 Figma pages, 3 platforms) with design tokens in code—enabling zero visual drift across Flutter, React Native, and Web
  • Hired and managed 3–4 designers; established design governance, brand compliance, and UX standards across all product squads. Worked closely with top design agencies including Ragged Edge and ToyFight.
  • Reduced user onboarding from 18 steps to 4 (77.8% reduction) by redesigning the Golden Flow—value-first architecture where users see money before creating an account. Presented to board of directors.
  • Redesigned merchant onboarding from 19 steps to 4 using QR-based authless architecture and $5 ghost wallets—targeting 100,000 merchants with zero employees
  • Discovered through field observation that 72% of merchant transactions bypassed the formal order system—killed the order flow entirely and redesigned around the 3-step physical-first model merchants were already using
  • Eliminated design as a bottleneck through three iterations: first built an AI design consultant (Chothu), then automated the full workflow so engineers self-serve directly from the 670-component design system via AI—no designer needed for MVP screens
  • Designed brand identity, IA, and design system for MACHINA—ZAR's AI-native operating system suite (5 tools: Nexus, Agentus, Empirium, Agora, Eventus) built on the "0-Person Company" thesis. Primary users are AI agents, secondary users are humans—designed for both.
ADIB (Abu Dhabi Islamic Bank) — Lead Product Designer
Sep 2024 – Feb 2025 · Abu Dhabi
Led product design at one of the world's largest Islamic banks (1M+ registered app users, 1.5M customers, 80% digital adoption, 99% digital transactions). Designed Sharia-compliant consumer banking experiences including cross-border remittances and open banking. Named "Best Bank for Consumers" by Euromoney 2025.
  • Designed end-to-end UX for Remit! (Visa Direct)—real-time cross-border money transfers reaching 11B+ cards, wallets, and accounts globally. First bank worldwide to offer such reach.
  • Designed open banking UI/UX from zero in partnership with Lean Technologies, advancing UAE's Open Finance ecosystem
  • Audited and restructured a fragmented design system across all screens—rebuilt as atomic component library with governance standards and QA processes across all product domains
SadaPay — UX Designer → Senior → Lead → Head of Product Design
Dec 2020 – Aug 2024 · Pakistan
Founding Product Designer at Pakistan's first neobank. Grew from sole IC to Head of Design, scaling the product from zero users to 4M+ and $1.5B+ annual transaction volume. Led both consumer wallet and SadaBiz (SME/freelancer banking).
  • Designed the product experience from day one that helped secure $7.2M seed (largest by a Pakistani startup at the time), $20M+ total funding, and a $50M acquisition by Papara. App Store: 4.8★ (11K reviews), Play Store: 4.7★ (50.9K reviews).
  • Grew SadaBiz (SME/freelancer banking) transaction volume by 441% ($160K→$869K/month) and reduced fraud rate by 79% (3.26%→0.67%) through service design blueprints mapping front-stage and back-stage operations.
  • Led product strategy across 8+ surfaces: core wallet, SadaBiz (SME), chatbot, Mission Control (internal ops for 50+ associates), SadaSchool, in-app stories, and website (CSS Design Awards Special Kudos).
  • Simplified authentication by challenging assumptions the industry accepted as mandatory—removed unnecessary PINs, passwords, and OTPs, replacing them with biometric login. SadaPay became the go-to wallet for daily transactions due to speed.
  • Designed a gamified waitlist that grew to 700,000+ signups with zero paid acquisition—Founders Club cards, golden tickets, and referral mechanics. Waitlist users became the highest-transacting cohort post-launch.
  • Launched the first numberless debit card in the Middle East and Africa in collaboration with Mastercard—vertical design, teal and peach colorways. The card became SadaPay's most recognizable brand asset.
  • Built Nukta design system with tokens connected to production code—first design token implementation in Pakistan's fintech. New features shipped 2x faster after adoption.
  • Scaled design team from 1→8: created 4-level career progression framework, 7-stage hiring pipeline, design chapter with weekly crits and quarterly retros. Alumni now at Revolut and other top companies.
  • Built a centralized user research practice from scratch—research repository, UX research toolkit, interview frameworks, and The Mom Test adoption across the entire product org.
Xpence (via VentureDive) — UX Designer
Mar 2020 – Dec 2020 · Dubai
SME-focused spend management platform for UAE small businesses and freelancers. CTO from N26, backed by leading investors.
  • Designed the complete fintech app in 8 sprints—wireframes, UX flows, micro-interactions, and stakeholder presentations to C-level leadership
  • Built Xperia design system from scratch using atomic design principles with full documentation and engineering walkthroughs
Vizteck Solutions — UI/UX Designer
Mar 2019 – Feb 2020 · Islamabad
Launched design career on ride-hailing (Darkcarz, Whipp), food delivery (MyGroser, FoodXpress), and on-demand service apps (Harecut, Paddle, Noon, Boon4).
Selected Consulting
Bolt VPN — Product Design Consultant Dec 2024 – Mar 2025 · via Galixo AI
Led complete UI/UX transformation for VPN app with 25M+ downloads and 1M+ daily users. Redesigned interface, optimized paywall conversion, and built atomic design system across iOS, Android, and Chrome extension.
GoCompliance — Product Design Consultant Aug 2024 – Jan 2025 · via GoSaaS
Overhauled UX for Oracle-integrated compliance platform serving Fortune 500 companies. Built design system from zero, conducted user testing with enterprise compliance managers.
Walking the Talk / ZRG Partners — Product Design Consultant 2023 – 2024
Designed UX for the world's largest culture-only consulting firm (40+ countries, 20,000+ survey respondents, acquired by ZRG Partners). Built Taylor Assessment—the only psychometric tool that measures individual culture contribution across 6 archetypes and 30 behaviors (press-released globally, Jan 2024). Designed Culture Insights Survey (90 behaviors, multi-language, immediate portal results) and Target Culture Mapping tool (80+ executive workshops delivered). Digitalized complex Excel-based workflows into automated software.
ADPList — Product Design Mentor Jan 2024 – Jan 2025
Mentored designers globally on product design, career growth, and portfolio development.
Expertise
Design
Product Design (Mobile-First) · Design Systems Architecture (Atomic, Token-Based) · Service Design & Blueprinting · User Research (Interviews, Usability, A/B Testing) · Figma · Prototyping
Leadership
Design Org Scaling (1→12) · Hiring Frameworks · Career Progression Design · Design Governance · Workshop Facilitation · C-Suite Stakeholder Management
Domain
Islamic Banking & Sharia-Compliant Products · SME Banking · Payments UX · Digital Wallets · Neobanking · Open Banking · KYC/Onboarding · Compliance & Regulatory (SBP, UAE Open Finance) · Emerging Markets
AI + Design Ops
AI-Enabled Design Workflows · Engineer Self-Serve Design · MCP Integrations · Automated Design Operations · Design Knowledge Systems
Education
University of Engineering & Technology, Taxila
B.S. Information Technology · 3.3 CGPA · FYP: Blockchain-based social media application
2014 – 2018